Effective August 19, 2026

Terms of Use

These Terms govern your use of Left, developed by Rafael Carrascal. By downloading, purchasing, or using Left, you agree to these Terms and Apple's Standard Licensed Application End User License Agreement.

The service

Left helps you record and organize personal income, expenses, budgets, goals, lists, and recurring transactions. Left is not a bank, payment processor, accounting service, tax adviser, investment adviser, or financial adviser. You are responsible for checking the accuracy of all records and decisions.

Subscriptions and free trials

Left Premium is offered as auto-renewable monthly and yearly subscriptions. Current prices and billing periods are displayed by the App Store before purchase. A seven-day introductory trial may be offered only when Apple determines that your account is eligible.

Acceptable use

You may use Left for lawful personal purposes. You may not probe, overload, bypass, reverse engineer, or misuse the service, purchase system, AI service, security controls, or other users' information, except where applicable law expressly permits it.

AI and voice features

Left processes voice and AI entries on device first. If local processing is not confident, an online interpretation through Coreflow, Cloudflare, and OpenAI is used only after you grant permission. AI and speech results may be incomplete or incorrect. Review every transaction before relying on it. Do not submit secrets, payment-card numbers, banking credentials, health information, or other unnecessary sensitive information through voice or AI input.

Your data and availability

You keep ownership of the information you enter. You grant us the limited permission needed to process information to provide requested app features. Ordinary private records may be stored only on your device; lists you explicitly share use Apple iCloud and CloudKit. Keep independent records of information that is important to you. Features may change, and service interruptions can occur.

Disclaimers and liability

To the maximum extent permitted by law, Left is provided "as is" and "as available" without warranties of uninterrupted operation, fitness for a particular purpose, or error-free financial results. Rafael Carrascal is not liable for indirect, incidental, special, consequential, or lost-profit damages arising from use of Left. Rights that cannot legally be excluded remain unaffected.

Termination and changes

You may stop using Left at any time. We may limit access for abuse, security threats, or legal requirements. We may update these Terms; the effective date above identifies the current version.

Contact

Questions about these Terms may be sent to equipo@coreflowia.com.